Insurance

As insurers explore new opportunities across structured credit and AI infrastructure, Standard Life’s Michela Bariletti argues that understanding underlying risks and maintaining underwriting discipline are essential to finding value.

Solvency UK has opened up new investment opportunities for insurers, but Marsh Investments’ Joshay Harkoo argues that the ability to exploit them will increasingly depend on governance, operational capabilities and effective risk management.

Insurers may have been hesitant to embrace private markets, but the attributes of private credit and other asset classes are leading to larger allocations.

As insurers’ strategies become more sophisticated, success will increasingly depend on scale, expertise and technology.

Roman Hederer explains how the UK insurer is adapting its annuity strategy through private markets, productive finance and new sourcing partnerships.

Private credit continues to offer attractive risk-adjusted returns, but manager selection and underwriting discipline will become increasingly important.